Concord to Provide First United Bank

With Universal Architecture Wealth Management Platform

Matawan, NJ- January 9, 2008 – Concord, a leader in outsourced wealth management solutions, will provide First United Bank (“First United”) with a universal architecture wealth management platform.

Brian J. Schmidtberger, First United’s Senior Vice President of Wealth Management, observed that the Oklahoma-based financial services provider was attracted to Concord’s platform because it offers unique solutions for ultra high-net-worth clients and institutions. He said that Concord’s powerful, customized investment product platform will help to strengthen First United’s presence in the wealth management arena.

Mr. Schmidtberger noted that Concord’s services are especially important to the Bank, because First United is currently expanding its market imprint beyond Oklahoma, into Texas.

“In both the Oklahoma and Texas markets, Concord’s investment solutions will allow First United to integrate its service and product strengths into a proprietary, private-labeled technology platform that reflects the First United brand,” said Richard Trumpler, Chief Executive Officer of Concord’s Banking Services Group. He added that the platform also provides First United’s management with extensive control and oversight.

“Additionally, Concord’s platform will enable us to more fully automate our administration and provides us access to institutional-quality managers,” said Mr. Schmidtberger. “This allows us to focus more attention on building durable client relationships.”

About Concord

Concord designs, develops, and administers wealth management programs for numerous financial institutions including Trust and Private Banking Firms, independent financial advisors, broker dealers and family offices.  Concord’s team of experienced financial and technology professionals is frequently called upon to consult on open architecture wealth management platform design elements resulting in customized solutions for the wealth management intermediary.  By integrating some of the world’s best money managers with the financial institution’s existing asset management talent, Concord is able to dramatically expand the firm’s asset management capabilities.  Thorough manager due diligence, comprehensive portfolio design techniques, trust accounting and custodial interfaces, performance reporting, and numerous analytical tools are delivered to the client via an extremely robust technology platform.  Please visit www.concordwealthmanagement.com.

About First United Bank
Established in 1900 and headquartered in Durant, Oklahoma, First United Bank is a $1.8 billion bank that focuses on providing a full range of banking services such as consumer banking, wealth management and trust services, investments, commercial loan and business services and mortgages to retail customers and small to medium-sized businesses in Texas and Oklahoma. First United Bank operates through a network of 30 offices serving 20 communities. Please visit www.firstunitedbank.com.

For further information, please contact Holly Hankins, 732.335.0800 ext. 9719, h.hankins@concordwealthmanagement.com